Real estate is typically divided into two sub-sectors: residential and commercial. The primary properties of residential real estate are rental income, with low risk on individual tenants, and potential for property value growth.

Commercial real estate - offices, warehouses, and retail spaces - also generates income from tenants, but offers diversification across sectors (such as industrials and retail) while exposure to individual tenants may be higher.

Property values are typically negatively correlated to interest rates, meaning that values fall when rates rise and vice versa.

The Financial sector encompasses banks and other firms offering services such as deposit accounts, loans and credit cards. as well as insurance companies and investment firms.

Financial firms often benefit from consistent income streams in the form of interest, fees and commissions. There are also opportunities in new markets where the penetration of financial services is low.

However, the sector is highly competitive and regulated, exposing it to margin pressure and changes in regulatory frameworks.

The Industrials sector is a backbone of many economies, representing the companies that manufacture the tools that keep things moving.

This includes producers of machinery, construction and engineering. The sector offers exposure to long-term economic trends, as rising global trade or infrastructure spending can boost demand for industrial goods.

However, the industrials sector can be cyclical in nature, as private customers may buy less equipment during economic downturns.

The Energy sector powers society and benefit from a steadily increasing global demand for fuel and electricity.

This includes traditional oil & gas companies as well as a growing number of renewable energy players which develop and manage solar, wind, and geothermal sources of power.

The Energy sector offers exposure to steady cash flows and the transition to clean energy but is also dependent on commodity prices and public energy policy,

The Technology sector is at the forefront of innovation by developing hardware and software solutions that are used throughout modern society.

Mature Technology companies can be stable and profitable while younger companies focusing on new, potentially disruptive products and services are often loss making for a long period of time.

This makes the sector sensitive to investor sentiment and sometimes dependent on access to capital markets.

Companies in internet Media and Marketing operate at the intersection of content and commerce.

This sector includes social media platforms that connect users and advertisers, search engines that power online discovery and online advertising companies that help businesses reach target audiences.

These companies benefit from the continued growth of e-commerce but are also exposed to changes in consumer behavior and the willingness of businesses to spend money on marketing.

The logistics sector enables global trade and commerce. It encompasses companies involved in all stages of the supply chain, from freight forwarders and shipping lines transporting goods to warehouse operators storing them.

The sector benefits from the growing volume of global trade and the increasing complexity of supply chains which are driving demand for logistics services.

However, the sector's performance can be sensitive to economic slowdowns or geopolitical instability that may decrease trading volumes.

The consumer sector is typically divided into two sub-sectors: staples and discretionary. Consumer staples encompass essential goods like food, beverages and household products.

These companies offer stability with reliable demand and consistent profits, making them resilient in economic downturns. Consumer discretionary companies focus on non-essential items like cars, fashion and leisure activities.

They are exposed to changes in consumer spending, making them more sensitive to economic fluctuations, but offer the potential for higher growth in good times.

The Healthcare sector includes a diverse range of companies that cater to our well-being.

Pharmaceutical companies develop and sell life-saving drugs and treatments, while biotechnology firms focus on new research and therapies. Medical device makers create the equipment used in hospitals and doctor's offices. Apart from biotech, the Healthcare sector is known for its stability regardless of economic conditions.

However, the healthcare sector is heavily regulated, exposing it to policy changes and government agency approval of new products.